2 thoughts on “The truth was known — Scotties Toy Box

  1. It depends on your circumstance as to whether or not Obamacare has helped or hurt. It has not helped everyone but has helped those that qualify for subsidized health insurance. I voted for Obama hoping my rates would go down and I would have better coverage, instead shortly after he was elected I got a letter from my insurance company, the first line read “in anticipation of Obamacare we have asked the attorney general for a rate increase of 50%” your monthly premium will be adjusted accordingly” Well, they didn’t get quite as much of an increase as they asked for but my rate as an Independant Contractor went from $475 a month to $895 a month and for me it was unaffordable and I had to drop my health insurance. The reason I say it helps some and not everyone is that some people fall into a middle of the road category where you make to much to qualify for the lower rates and the plans that have the lower rates have deductibles of up to $10,000 with almost that much out of pocket. I could not justify paying that much per month and have such ridiculously high monthly premiums. I had to opt for no health insurance and instead have a health care account that I put money into every month but should anything happen to me I will not have enough to cover a major illness. I think in theory its a great idea but there are some kinks that need to be ironed out to make it a plan for everyone not just for a select few.

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